Run the numbers before you decide.
Four financial calculators designed for real-world planning. Every projection is an interactive illustration based on your custom assumptions.
Monthly SIP.
How regular monthly contributions compound into wealth over 1 to 40 years.
A Systematic Investment Plan computes future value using annuity-due monthly compounding: M = P × [((1 + i)^n − 1) / i] × (1 + i) where P is your monthly installment, i is the periodic monthly rate (Annual Rate / 12 / 100), and n is total monthly deposits (Years × 12).
Year-by-year table
| Year | Illustrative value | Invested |
|---|
How this is calculated. Contributions are made at the start of each month and compounded monthly at one twelfth of the annual rate. Fees, taxes, exit loads and inflation are not included.
This is an illustration, not advice or a projection of any product's performance. Market-linked investments can lose value.
One-time investment.
How a single lumpsum corpus compounds when left undisturbed.
A lumpsum investment compounds annually following exponential growth: A = P(1 + r)^n where P is principal capital, r is the annual expected rate of return, and n is duration in years.
Year-by-year table
| Year | Illustrative value | Invested |
|---|
How this is calculated. The amount is invested once and compounded annually at the assumed rate. Fees, taxes and inflation are not included.
This is an illustration, not advice or a projection of any product's performance. Market-linked investments can lose value.
Plan for a goal.
What higher education, a dream home, or retirement will cost in the future, and the monthly SIP required to achieve it.
Goal planning first expands current cost against inflation: Target FV = Present Cost × (1 + inf)^years and subsequently calculates the required monthly SIP using the reverse sinking-fund compounding equation.
Year-by-year table
| Year | Projected savings | Invested |
|---|
How this is calculated. The goal cost grows each year at the inflation rate. The monthly amount assumes contributions at the start of each month, compounded monthly at one twelfth of the annual return.
This is an illustration, not advice or a projection of any product's performance. Market-linked investments can lose value.
Loan EMI.
Your monthly instalment, total interest payout, and how principal reduces over the loan tenure.
Standard reducing-balance loan calculations use: EMI = [P × r × (1 + r)^n] / [(1 + r)^n − 1] where P is principal loan amount, r is monthly interest rate, and n is tenure in months.
Year-by-year table
| Year | Balance | Interest paid |
|---|
How this is calculated. Uses the standard reducing-balance EMI formula with monthly rests. Processing fees, insurance and rate changes are not included. Your lender confirms the final terms.
This is an illustration, not advice or a projection of any product's performance. Market-linked investments can lose value.
| Tool Name | Primary Objective | Key Inputs | Core Outputs | Best Suited For |
|---|---|---|---|---|
| Monthly SIP Calculator | Simulate disciplined monthly wealth accumulation | Monthly amount, tenure (1–40 yrs), return rate | Maturity corpus, invested capital, estimated profit | Salaried professionals, long-term wealth builders |
| Lumpsum Calculator | Forecast growth of an existing capital lump | Initial investment, tenure, annual return rate | Future value, net compounding gain | Bonus deployment, business profits, inheritance |
| Goal Planning Tool | Map inflation-adjusted targets to monthly savings | Goal cost today, years away, inflation %, return % | Future inflated cost, required monthly SIP | Higher education, marriage fund, retirement corpus |
| Loan EMI Calculator | Structure borrowing repayment & evaluate interest | Principal loan, interest rate (%/yr), tenure (yrs) | Monthly EMI, total interest, principal/interest split | Home buyers, auto loan applicants, debt consolidation |
Turn the numbers into a plan.
An advisor can review your figures and suggest products that fit your goals and risk.
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